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13 Best Axis Bank Credit Cards In India 2022
Axis Bank offers a wide range of credit cards that cater to every type of spend category – travel, lifestyle, fuel, shopping, dining, and luxury. It has a lot of credit cards that offer exciting rewards and privileges in various types. It caters to entry-level as well as to super-premium clients across India. In this blog, we have listed the best Axis cards present in the Indian market, to help you get the next best credit card for your wallet.
List Of 13 Best Axis Bank Credit Cards in India For 2022
1. Axis Bank ACE Credit Card
- Axis Bank Ace credit card is a cashback-oriented credit card.
- It is a co-branded card in association with Google Pay, meant for getting rewarded on your utility bill payments.
- This card can also be used to pay across merchants and contacts using Google Pay without additional transactional charges.
- 5% cashback on Google Pay on recharges and bill payments.
- 2-4% on all other spends across categories.
- 4 Complimentary domestic airport lounge visits.
- 20% off at partner restaurants using the Dining Delights Program.
- 1% fuel surcharge waiver across all fuel stations in India.
- As per reviews, this card has a high rejection ratio due to unknown reasons.
Why We Picked This Card?
The Axis Bank ACE is a great card to get amazing cashback on your utility bill payments. The low joining/ annual fees help further its case. The HDFC Millennia is a competing credit card with similar features. The HDFC Bank credit card offers cashback on utility bill payments and wallet loads as well.
2. Flipkart Axis Bank Credit Card
- Love traveling and sightseeing? Axis Flipkart Credit card is one of the few options in the entry-level category that provides free domestic lounge access.
- It also rewards you with 5% cashback on online shopping across Flipkart and Myntra.
- The card pampers you with welcome benefits worth ₹1000.
- 5% Cashback on Flipkart and Myntra.
- 4% Cashback on Goibibo, Makemytrip, PVR, and Uber.
- 4 complimentary visits per year to domestic airport lounges
- 1% fuel surcharge waiver
- 1.5% on all other spends
- Cashback only on online spends.
Why We Picked This Card?
If you shop online for your electronics, home appliances, and grocery needs, the Flipkart Axis is a solid addition to your wallet as it offers flat and unlimited cashback on sites like Flipkart and Myntra. The Amazon Pay ICICI, the best ICICI credit card in India, is a great option to consider alongwith the Flipkart Axis Bank card.
3. Axis Bank Vistara Credit Card
- This card is a dedicated travel card in association with Air Vistara.
- Various travel-related offers and rewards like complimentary tickets and business class upgrades are also included.
- It offers a minimum 15% across 5,000 restaurants across the country with the Axis Bank Dining Delights programme.
- Milestone-based reward system offering 1 complimentary business class ticket for spending more than Rs 2.5 Lakhs in a year.
- Complimentary Economy ticket and Club Vistara Membership.
- 1,000 Bonus CV Points and up to 3 Economy Class tickets in a year
- Air accident insurance worth Rs 2.5 Crores
- 2 Club Vistara Points for every Rs 200 spent
- Complimentary domestic and international airport lounge access.
- Cashback has an upper limit of Rs 1000 on each category.
- Fuel surcharge waiver across all fuel stations in India is not available.
Why We Picked This Card?
For the frequent travellers, especially on Vistara, the free ticket and accelerated points make a lot of sense to get the most value from your spends.
4. Axis Bank Vistara Infinite Credit Card
- A co-branded credit card associated with Vistara, the Infinite is a must-have if you love travelling.
- Offers various features that are applicable for domestic and international travel.
- It charges a comparitively interest rate of 2.95% per month for outstanding dues.
- Welcome benefits include one free business class ticket voucher.
- Complimentary Club Vistara Gold membership.
- 15% instant discount for fine dining at various partner restaurants.
- Zero lost card liability of up to Rs 3 Lakh in the event of loss of card.
- Complimentary Air accident insurance worth Rs 2.5 crores.
- International travel insurance worth USD 900.
- Limited access to Golf games in India
Why We Picked This Card?
One of the best travel cards out there, the Vistara Infinite brings you luxury benefits while offering maximum rewards on your Air Vistara flight spends.
5. Axis Bank Magnus Credit Card
- Axis Magnus is the only super-premium credit card by Axis Bank.
- It is suitable for customers who love travelling as you get 2X reward points on travel websites like MakeMyTrip, Goibibo, and more.
- 24/7 concierge services are also available for flight bookings, hotel reservations, etc.
- 8 Complimentary International Lounge visits using Priority Pass
- Offers 8 Complimentary VIP services.
- Assured 1 Complimentary Domestic Flight Ticket.
- Avail discounts on stays and complimentary room upgrades across Oberoi properties.
- Enjoy a 25% discount at 2000+ fine dine restaurants across India.
- Rewards and Facilities are less than other credit cards in this category.
- Low reward rate and choice of complimentary services.
Why We Picked This Card?
The Magnus is a brilliant super premium credit card that offers you free TataCLIQ vouchers on spends of over Rs 1 lakh in a month. You can easily get more than 5% cashback with a good amount of spending. It would be great to consider the IDFC First Wealth too, the best credit card of IDFC First Bank.
6. Indian Oil Axis Bank Credit Card
- Indian Oil Axis credit card offers accelerated rewards on fuel purchases and decent rewards on all other spends.
- It also comes with extended benefits like 20% on partner restaurants using the Dining delights program and a 10% instant discount on Bookmyshow.
- 100% cashback of upto Rs 250 on fuel in the first month of activation.
- 20 reward points on every Rs 100 spent on IOCL fuel stations.
- 5 reward points on every Rs 100 spent on shopping
- For every Rs 100 paid, you earn 1 Axis Edge reward point.
- No travel benefits like airport lounge access.
- Accelerated rewards on fuel are only applicable at Indian Oil outlets.
Why We Picked This Card?
The Indian Oil Axis credit card gets you accelerated points for your fuel spends at IOCL stations. Given the wide availability of these pumps, this is a great card for high reward rate.
7. Axis Bank Buzz Credit Card
- This lifestyle card comes with features like accelerated rewards and discounts on online shopping using Flipkart.
- It also has multiple rewards like 2 EDGE Reward points on every Rs 200 spent and 3x eDGE Reward points on every Rs 200 spent online.
- 15% off on partner restaurants using the Dining Delights program.
- Welcome benefits worth Rs 1000 in the form of Flipkart gift vouchers.
- 10% off on Flipkart in the first five days of the month. 5% off in case of other days.
- Milestone-based rewards worth Rs 7000.
- Users can convert their spends into easy EMIs.
- No airport lounge access
Why We Picked This Card?
The Axis Bank Buzz is yet another solid Axis card that maximises your rewards on Flipkart. Apart from that, you get access to dining discounts at your favourite restaurants.
8. Axis Bank Neo Credit Card
- An entry-level shopping and an entertainment-based credit card from Axis Bank.
- It offers various discounts, vouchers, and rewards on Zomato, Grofers, Paytm, Myntra, and BookMyShow among other apps.
- You also get Axis eDge reward points on all transactions except fuel.
- 40% off on Swiggy and Zomato
- 10% off on movies, groceries, and online shopping.
- 5% off on mobile bill payments and utility bills using Paytm.
- 10% off on Grofers, Myntra, and BookMyShow.
- No complimentary airport and railway lounge access is offered.
Why We Picked This Card?
For a great entry-level lifestyle credit card that gets you additional discounts on your favourite apps like Swiggy, Zomato, and the likes, the Axis Bank Neo is a great option to consider.
9. Axis Bank My Zone Credit Card
- Axis Bank has a good entry-level credit card, with the My Zone, that offers additional discounts and discounts in various categories like entertainment, dining, and shopping.
- It provides a complimentary SonyLIV subscription for 6 months. You also get extra benefits on apps like Paytm, Ajio, and Swiggy.
- 10X accelerated rewards on fine dining on weekends (Saturday & Sunday).
- 40% instant discount on Swiggy.
- 4 eDGE rewards points for every Rs 200 spent.
- 1% fuel surcharge waiver across all fuel purchases in India.
- 20% discount on partner discounts using Axis Dining Delights program.
- Offers only 1 complimentary domestic lounge access per calendar year.
Why We Picked This Card?
Much like the Neo, the My Zone from Axis Bank also makes sense to own in case you have a lot of spends on Swiggy, Paytm, and the likes. The sweet discounts will keep you happy while the low annual fees will ensure it stays light on your wallet.
10. Axis Bank Freecharge Plus Credit Card
- A co-branded credit card in association with Freecharge, the Axis Bank Freecharge Plus offers decent rewards on Ola, Uber, Shuttl, and PVR.
- It also provides a digital-only card that reduces the risk of theft and fraudulent transactions.
- Rewards the user with welcome vouchers worth Rs 350 each from Uber and Bookmyshow.
- 5% cashback on all Freecharge spends.
- 2% cashback on travel websites like Ola, Uber, and Shuttl.
- 1% cashback on all other spends
- 20% discount on partner restaurants using Axis Dining Delights program.
- No complimentary international and domestic airport lounge access
- No rewards even on partner wallet Freecharge.
Why We Picked This Card?
This co-branded Freecharge Plus card gets you additional cashback on apps like Ola, PVR, Shuttl, and more. If you are a frequent Freecharge user, the 5% cashback from this card makes it a no-brainer to have.
11. Axis Bank Privilege Credit Card
- A premium card from Axis Bank, the Privilege offers various benefits like complimentary insurance Rs 2.5 Crore and milestone-based reward points.
- It also comes with safety features like lost card liability and purchase protection.
- 10 eDGE reward points for every Rs 200 spent
- 12500 complimentary eDGE reward points on completion of 3 transactions of minimum Rs 200 within the first 60 days.
- 1% fuel surcharge waiver across all fuel stations in India.
- Upto 8 complimentary airport lounge access.
- 20% off on more than 4000 restaurants across India.
- Lacks unlimited complimentary international and domestic airport lounge access
- No accelerated rewards on shopping and entertainment.
Why We Picked This Card?
The Axis Bank Privilege is a great premium card to get, especially if you want all the luxury benefits at a low renewal cost.
12. Axis Bank AURA Credit Card
- Axis Bank AURA credit card is a special card introduced for the health-conscious.
- This card offers fantastic rewards and discounts on websites like 1mg and practo.
- Also rewards you with welcome vouchers worth Rs 750 from Decathlon.
- Users get upto 4 interactive video fitness sessions per month using Fitternity.
- 2X rewards on every Rs 200 spent on the card.
- Accelerated 5X rewards if the card is used for insurance-related payments.
- 15% instant discount on medicines using 1mg
- Upto 4 complimentary doctor consultations using the Practo app.
- 20% discount on partner discounts using Axis Dining Delights program.
- No complimentary international and domestic airport lounge access
- Relatively low rewards on categories like travel and shopping.
Why We Picked This Card?
The AURA more than makes up for its joining fees, and is a good card for those are focused towards their fitness goals. Benefits from Decathlon, Practo, Tata 1mg, and Fitternity are exciting.
13. Axis Bank Select Credit Card
- Extra rewarding card from Axis Bank, the Select is a mix of premium and cashback-oriented benefits for users.
- It offers complimentary Club Marriott membership and year-round discounts on BigBasket and Swiggy.
- Welcome benefits and vouchers earned worth Rs 2000.
- 5000 Axis eDge points are earned on activation.
- Air accident insurance worth Rs 2.5 Crores.
- Upto 20% off on BigBasket and 40% off on Swiggy.
- Complimentary Membership of Priority Pass program worth USD 99.
- Three rounds of Golf per calendar year
- The annual fee is waived off only on minimum spends of Rs 6 Lakhs
- Joining/renewal fee waiver is only for Axis Burgundy account holders.
Why We Picked This Card?
The Axis Bank Select makes perfect sense for Burgundy account holders. It’s lifetime free while offering regular discounts and cashback on your favourite apps.
Compare Best Axis Bank Credit Cards
| Credit Cards | Joining Fees | Annual fee waiver |
|---|---|---|
| Axis Bank ACE | Rs 499 | Rs 2 lakhs |
| Flipkart Axis Bank | Rs 500 | Rs 2 lakhs |
| Axis Bank Vistara | Rs 1,500 | N/A |
| Axis Bank Vistara Infinite | Rs 10,000 | N/A |
| Axis Bank Magnus | Rs 10,000 | Rs 15 lakhs |
| Indian Oil Axis Bank | Rs 500 | Rs 50,000 |
| Axis Bank Buzz | Rs 750 | Rs 1 lakh |
| Axis Bank Neo | Rs 250 | N/A |
| Axis Bank My Zone | Rs 500 | N/A |
| Axis Bank Freecharge Plus | Rs 350 | Rs 50,000 |
| Axis Bank Privilege | Rs 1,500 | Rs 2.5 lakhs |
| Axis Bank AURA | Rs 749 | N/A |
| Axis Bank Select | Rs 3,000 | N/A |
We hope this list helped you take your pick among the best Axis Bank credit cards in India. Axis Bank offers dedicated eDGE reward points on every purchase you make. These points can be redeemed on select merchandise using the Axis rewards catalogue. Rewards and cashback can make shopping more value for money and additional features of credit cards like insurance and credit shield against fraudulent transactions can Good luck with your application!