How to pay HDFC Credit Card Bill?

How to pay HDFC Bank credit card bill
How to pay HDFC Bank credit card bill

HDFC Bank credit card payment is one of the most important processes to be aware of when you hold a credit card from India’s largest bank by market capitalization. If you want to pay your HDFC credit card bill, there are about 9 ways to do so, officially. You can choose from cash, cheque, NEFT, third-party services, and more to pay your HDFC Bank credit card bill. Here we list the most popular options and their step-by-step processes. Here you can also read HDFC credit card eligibility to know if you are eligible for other HDFC credit cards.

Online Options to pay HDFC Credit Card Bill

1. HDFC Credit Card Bill Payment Through Netbanking

The simplest way to make your HDFC Bank credit card bill payments each month is by using HDFC’s netbanking service. Here is how.

  • Go to the HDFC Netbanking portal and log in using your credentials
  • Click on the “Credit Cards” tab and go to “Transact”
  • Choose your preferred credit card
  • Select from the payment options and bank account. Click confirm to make a successful payment.

2. HDFC Credit Card Bill Payment Through Mobile App

If you are not near a laptop to access the netbanking portal, the HDFC Bank mobile app is the next best way.

  • Log in with your netbanking credentials on the new HDFC Bank MobileBanking app
  • Go to the Pay tab and click on “Cards”
  • Choose your credit card and click on “Pay”
  • Here, you can choose from the minimum amount, total amount, or enter your custom bill amount. Make the payment and confirm.

3. AutoPay

Much like SBI Bank, HDFC Bank also offers AutoPay feature for credit card bill payments. For this, the process is rather simple and straightforward.

  • Go to your nearest HDFC Bank branch and fill up the AutoPay registration form for credit cards.
  • You can set a maximum amount for auto-debit, in order to avoid issues with payment.
  • Payment will be deducted from your bank account by the due date each month.

4. BillDesk (for non-HDFC accounts)

For non-HDFC accounts, you can use the bank’s BillDesk page to make payments to any of their credit cards conveniently.

  • Go to this link and enter card number, email, and payment amount
  • Choose from the bank you wish to pay via.
  • Make the payment on respective bank’s online portal and confirm.

5. HDFC Credit Card Bill Payment Through UPI

You can use UPI to make your HDFC credit card bill payment too. You just have to follow the same process on BillDesk with a few changes.

  • Go to this link and enter card number, email, and payment amount
  • Scroll down to UPI – Unified Payment Interface and Click on Pay
  • Enter your UPI ID or VPA or scan QR code
  • Go to your UPI app and confirm the payment of the HDFC Bank credit card

6. HDFC Credit Card Bill Payment Through Paytm

Paytm is one of India’s largest payment providers. You can use this third-party service to easily make your HDFC credit card bill payment in a few seconds.

  • Go to the Paytm app and scroll down to “Credit Card Bill Payment”
  • Register your credit card using your linked mobile number
  • Click on Pay Bill, enter the amount, and click “Proceed”
  • You can now use Paytm Wallet, UPI, debit cards, or netbanking to make the payment.
  • Payment should reflect within 2 working days

7. HDFC Credit Card Bill Payment Through CRED

CRED is also a great third-party service to make your HDFC Bank credit card bill payment in a jiffy.

  • Download the CRED app. Make sure you are eligible to sign up for the platform
  • From your list of credit cards, choose the one you want to make payment for
  • Choose from the minimum, total, or custom amount due
  • Make the payment using UPI, debit card, netbanking, or more
  • Payment should reflect within 2 working days

If you are looking to check your Credit Card statement and dont’s know how to do it then read you Have a look at check HDFC credit card statement on mobile app or website to know how you can easily check your credit card statement online.

Offline Options to pay HDFC Credit Card bill

There are three ways to pay your HDFC Bank credit card bill offline. Let’s have a look at what they are and how you can use them.

1. At HDFC Bank ATMs

ATM machines for HDFC Bank are present in most major and small cities in India. You can choose to make your HDFC credit card bill payment offline at one.

  • Insert the debit card you wish to make your credit card bill payment with
  • Go to Main Menu > More options > Make Credit Card Bill Payment
  • Choose from Savings or Current Account for making the payment
  • Enter your bill amount and press Confirm
  • Enter your 16-digit credit card number and click Confirm
  • Enter your 4-digit debit card ATM pin to make a successful payment

2. Cash Payment

You have the option to make your bill payment in cash too.

  • Visit your nearest HDFC Bank branch
  • Fill up the credit card bill payment form
  • Submit the form and the cash amount at the concerned counter

3. Cheque

The same process can be followed in the form of a cheque, too.

  • Write a cheque in favor of “HDFC Bank Card A/C” followed by your 16-digit credit card number
  • Submit the same at an HDFC Bank branch or ATM

Payment Processing Time

Payment method Processing time
HDFC NetbankingSame day
HDFC Mobile AppSame day
AutoPayN/A
BillDesk3 working days
UPI3 working days
Paytm2 working days
CRED2 working days
ATM2 working days
Cash payment2 working days
Cheque4 working days

Conclusion

So, those are the multiple ways in which you can make your HDFC Bank credit card bill payment in India. You can try them out as per your convenience and make sure you clear your dues before the interest period starts.

FAQs

How can I pay my HDFC credit card bill from another bank?

You can use BillDesk to pay your HDFC credit card bill from another bank.
1. Go to this link and enter the card number, email, and payment amount
2. Choose from the bank you wish to pay via.
3. Make the payment on the respective bank’s online portal and confirm.

Can I pay HDFC credit card bill in parts before the due date?

Yes, you can pay in parts before the due date. But, to avoid interest or late payment charges, make sure you make the total payment by the due date.

Can I pay my HDFC credit card bill using my debit card?

Yes, you can pay your HDFC credit card bill using a debit card. This can be done via netbanking, mobile banking, ATM, and other third-party platforms. Read the blog for the detailed step-by-step process.

What is the minimum amount of HDFC credit card payment?

The minimum amount due for HDFC credit card payment is usually around 5% of your total bill. However, we recommend you clear the total dues before the due date to avoid steep interest charges.

How to pay HDFC credit card bills through Google Pay?

You can use BillDesk, CRED, Paytm, and other apps to pay HDFC credit card bills through Google Pay UPI.

Can we pay HDFC credit card bill with cash?

Yes, you can submit the cash along with the credit card bill payment form at your nearest HDFC Bank branch.

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