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We value your time and privacy. Your details are secure and used only to assist you better.
© 2025 BankKaro Powered by
Pouring Pounds India Pvt. Ltd.
Showing 32 Credit cards
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Lower Your Bills, Raise Your Savings.
Find the best utility-friendly card that puts money back in your pocket every month.
Unlock Annual Savings
₹X,XXX
Get 5% NeuCoins on Eligible Tata Pay Bill Payments after NeuPass registration, with spends eligible up to ₹1,00,000 per month and ₹6,00,000 per year
Earn 1.5% NeuCoins on Eligible Utility Bill Transactions capped at 2,000 NeuCoins per month
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₹X,XXX
1 Reward Point per ₹200 spent on eligible utility bill payments, 1RP=₹0.25
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₹X,XXX
Earn 30X Reward Points on eligible electricity, water, gas, and other utility bill payments
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₹X,XXX
Get 25% Cashback on Airtel Recharge, DTH and Broadband payments made via the Airtel Thanks app, up to 2x of the cashback earned on other spends
Get 10% Cashback on Gas, Electricity and other utility payments made via the Airtel Thanks app, up to 1x of the cashback earned on other spends and not applicable on utility payments made outside the Airtel Thanks app
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₹X,XXX
Earn 3X Reward Points on Rental, Government, Education and Wallet Load Spends i.e. 3 reward points per ₹200 spent
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₹X,XXX
1 Point On Utility & Insurance Spends rewards you with 1 point per ₹100 spent on utility and insurance categories
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₹X,XXX
Earn 5X Reward Points on bill payments, IT and GST payments, hotel and flight bookings, and business productivity tools on minimum spends of ₹50,000 in a statement cycle
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₹X,XXX
Get Assured Cashback upto ₹1,800 on SmartPay bill additions in the first year with e-vouchers worth up to ₹800 for adding 2 or more bills
Save Up To 4% on utility, IT and GST payments through accelerated rewards and partner payment platforms
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₹X,XXX
Earn 10% Reward Points on PhonePe bill payments and recharges up to 1,000 reward points per calendar month
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₹X,XXX
Earn 3X reward points per ₹200 on Education, Government & Wallet Loads on rental, property management, government services, education and wallet load transactions
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₹X,XXX
Earn 3 Reward Points for Every ₹100 Spent on utility bill payments up to 3,000 reward points per month
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₹X,XXX
Get 100% Cashback up to ₹300 on first utility bill payment within 30 days of card issuance
Save 5% on Utility Bill Payments via Paytm on Mobile Recharges, Broadband, and DTH, capped at ₹150 per month, minimum transaction ₹299
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₹X,XXX
Get 5% Discount on Paytm Bill Payments of ₹299 or more on eligible transactions, up to ₹150
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₹X,XXX
Get E-Vouchers Worth ₹800 on adding two or more bills to SmartPay
Get Assured Cashback on Utility Bill Payments through SmartPay with up to ₹1,800 in the first year
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₹X,XXX
Earn 2.5% Back on Utility Bill Payments as 15 reward points per ₹150, capped at ₹4,000 per statement cycle with a maximum of 400 reward points
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₹X,XXX
2% Cashback on all retail spends done at grocery stores, departmental stores, and utility bill payments with a maximum cashback of ₹50 per statement cycle
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₹X,XXX
Earn 1 Reward Point Per ₹100 on utility and insurance spends made using the card
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₹X,XXX
Earn 2 Reward Points per ₹100 spent on Retail Transactions a category many cards exclude entirely from earning rewards
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₹X,XXX
Earn 4 Reward Points per ₹100 on Grocery via Home Plan plus 1.5 points on medical spends and 1.4 points on cellphone, electricity & insurance bills
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₹X,XXX
Earn 3 Reward Points per ₹100 on all other Retail Spends redeemable for mobile recharges via AU Rewardz
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₹X,XXX
Earn 1 Reward Point on every ₹100 Spent on utility transactions including telecom, government and tax payments
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₹X,XXX
Earn 2% CashPoints on Utility Bill payment, Capped at 500 CashPoints per calendar month Minimum transaction of ₹100 required
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₹X,XXX
1 Reward Point Per ₹150 on utility bill payments, ensuring you get rewarded for managing your essential expenses like electricity, gas, and water bills
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₹X,XXX
Earn 3 Reward Points on Every ₹150 Spent utility bill payments with 1 reward point equal to ₹1
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₹X,XXX
Earn 1 Mojo Points on Utility Bills per ₹100 spent (capped at ₹50,000 per statement cycle).
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₹X,XXX
Earn 0.5 IndiGo BluChips per ₹100 On Utility Spends redeemable against IndiGo flight bookings
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₹X,XXX
5% Cashback on Bill Payments & Recharges via Google Pay electricity, water, gas, LPG, broadband, DTH & mobile recharges paid via Google Pay using ACE (Android only). Accelerated cashback is capped at ₹500 per statement (combined with 4% category)
1.5% Cashback on all Other Eligible Spends
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₹X,XXX
Earn 6 SpiceClub Points Per ₹200 on online utility bill payments
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₹X,XXX
Earn 12 SpiceClub Points on every ₹200 spent on online bill payments
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₹X,XXX
Earn 5% Cashback on Bill Payments & Mobile Recharge on eligible electricity, water, broadband and mobile recharge transactions; capped at ₹150 per month across combined categories
Unlock Annual Savings
₹X,XXX
Earn 100% Cashback up to ₹300 on First Utility Bill 2 EDGE REWARD points per ₹100 on LIC premium payments
